Tenure Track Faculty Benefits Information

Eligibility Requirements and Enrollment Deadlines | Medical Insurance Plans | Dental Insurance Plans | Vision Insurance Plan | Enrollment Forms | CalPERS Retirement Plan  | Benefits Team Contact Information


As an employee of the California State University (CSU), you have a comprehensive program of health benefits including medical, dental, vision, flexible benefits programs and more available to you and, in many instances, your family.

Below please find information to help you understand and navigate the rules, guidelines and deadlines governing the CSU Benefits Program.


Eligibility Requirements and Enrollment Deadlines

Eligible Dependents

Employees may enroll the following dependents:

  • Spouse
  • Domestic Partner**
  • Unmarried child or economically dependent child under age 26 ***

**The IRS has ruled that the actual cost of the domestic partner benefit is taxable income to the employee. Federal income, social security and Medicare taxes are deducted monthly from the employee’s paycheck upon addition of a domestic partner to the health and/or dental plans.

***Employees who enroll dependents age 24 - 25 may incur additional state income tax liability.

Required Documents

If you plan to enroll any dependents (spouse and/or children), please have the following documents and information available at the Orientation:

  • Marriage Certificate (spouse) or
  • Declaration of Domestic Partnership (Domestic Partner)
  • Birth Certificate (dependent child under 26) or
  • Adoption Certificate (adopted child under 26)
  • Affidavit of Eligibility for Economically Dependent Children (economic dependent under 26)
  • Social Security numbers are required for all dependents

Enrollment Deadlines

·         Enrollment forms must be received within 60 days of your appointment. The last day to turn in enrollment forms to the Benefits and Retirement Services team is October 13, 2017.  Please consult the table below for health plan enrollment deadlines and effective dates.








Wednesday, August 30, 2017


Friday, September 29, 2017


Friday, October 13, 2017


September 1, 2017


October 1, 2017


November 1, 2017






Wednesday, August 30, 2017


Friday, September 29, 2017


Friday, October 13, 2017


October 1, 2017


November 1, 2017


December 1, 2017







(*) Indicates premium is CSU Paid



(no enrollment forms required)


September 1, 2017


·         If the deadline is missed, employees may enroll in health and dental insurance plans after a 90-day waiting period under the Health Care Portability and Accountability Act (HIPPA), or during the annual open enrollment period with coverage effective the following January 1.


·         Employees are responsible for notifying the Benefit office within 60 days of any life changes that may require changes to their benefit plans, such as marriage, divorce, birth of a child or a child turning age 26.


Medical Insurance Plans

Employees that are benefits eligible may enroll in one of several medical plans for themselves and their eligible dependents:


Health Maintenance Organizations (HMOs)

Employees select a primary care physician who coordinates all care including referral to specialists.

Anthem BlueCross Traditional HMO California

Anthem BlueCross Select HMO California

  • Dedicated to delivering quality care and great value.
  • Both plans offer programs that help members become involved in their health and wellness.  
  • For more information, call (855) 839-4524.

BlueShield Access+ HMO

  • Access to more than 11,000 personal physicians and 300 hospitals.
  • No annual deductible; copayment at each physician visit.
  • For more information, call (800) 334-5847.

 Health Net SmartCare California

  • Budget-friendly HMO plan with a tailored list of quality providers for selected California counties.
  • Ideal for employees who want one primary care physician to coordinate all their medical care. 
  • For more information, call (888) 926-4921.

Kaiser Permanente

  • Integrated health care system.
  • No annual deductible; copayment at each physician visit.
  • For more information, call (800) 464-4000.

United Healthcare Alliance HMO California

  • Quality patient-centered healthcare at lower costs.
  • Distinct network of providers offers collaborative care and health management. 
  • For more information, call (877) 359-3714.

Preferred Provider Organization (PPOs)

PERS Choice and PERSCare (administered by Anthem BlueCross of California) 

  • Choose your health care providers and pharmacy without referral.
  • Offers significant savings through a preferred provider network (doctors and hospitals that agree to charge a pre-negotiated rate for everyone on the plan). Non-network providers may be used, but co-payments will be higher.
  • PERS Choice pays 80 percent of allowable amount (in-network), member pays 20 percent; cop-pays are applicable.
  • PERS Care pays 90 percent of allowable amount (in-network), member pays 10 percent; co-pays are applicable.
  • Annual deductibles must be met before some benefits apply.
  • For more information, call (877) 737-7776.

PERS Select (administered by Anthem BlueCross of California)

  • Same level of benefits as PERS Choice at a lower monthly premium cost.
  • Available in 54 of the 58 California counties (not available in Alameda, Marin, Placer, or Solano counties, or out-of-state).
  • Access a list of preferred providers through the PERS Select network (Approx. 50 percent of the PERS Choice physician network).
  • For more information, call (877) 737-7776.


Dental Insurance Plans

Employees that meet benefits eligibility may enroll in either Delta Dental (PPO) OR Delta Care USA (HMO) for themselves and their eligible dependents. Both plans are administered by Delta Dental of California. The premiums for these dental plans are paid by the CSU.

Delta Dental (Indemnity and PPO)

  • Enrollees may select a dentist of their choice.
  • Members may choose a dentist in the Delta Premier or Delta Dental PPO network and pay less.
  • The plan sets the limits it pays for each specific type of dental treatment. Members are responsible for paying any remaining balance.
  • You will need to complete and submit your own claim forms for services provided by a non-Delta dentist.
  • Register online for member services and to view your claims.

DeltaCare USA (Dental HMO)

  • Enrollees and their eligible dependents are required to use a dentist who is a contracted DeltaCare USA provider.
  • Most basic services are covered at no cost.


Vision Plan

All Faculty members appointed for at least 6 weighted teaching units (.40) for one semester or more are automatically enrolled in the vision insurance plan.

  • Premiums are paid by the CSU.
  • May visit any licensed ophthalmologist, optometrist or dispensing optician of choice.
  • Administrator is Vision Service Plan (VSP).

The vision plan includes:

  • One comprehensive eye exam every calendar year.
  • One pair of lenses every other calendar year (or calendar year if your prescription changes) and one frame every other calendar year.
  • Contact lenses every other calendar year when contact lenses are provided in lieu of all other lens and frame benefits.

Accessing Benefits

  • Claim form is not required when using standard in-network benefits.
  • Services provided by a non-VSP provider must be paid in full by the employee. For reimbursement, complete a VSP Out-of-Network Reimbursement form


Enrollment Forms

The forms listed below are required for benefits enrollment:


·         CalPERS Health Enrollment Form

·         CalPERS Declaration of Health Coverage

·         Dental Enrollment Form

·         Standard Life Insurance (to be mailed directly to The Standard Life Insurance Company)



·         FlexCash Form (required if you choose to waive health and/or dental coverage due to having other non-CSU/CalPERS coverage)

·         Dependent Care / Health Care Flexible Spending Account (required if you choose to enroll in the IRS governed dependent care and/or health care flexible spending account.


CalPERS Retirement Plan

The California Public Employees Retirement System (CalPERS) offers a defined benefit retirement plan. It provides benefits based on members years of service, age, and final compensation. In addition, benefits are provided for disability death, and payments to survivors or beneficiaries of eligible members. By statute, the California State University (CSU) participates in the CalPERS program. Membership is mandatory for those CSU employees who are eligible.

CalPERS uses contributions of the employer and the employee as well as income from investments to pay for employee retirement benefits. Employee and employer contributions are a percentage of applicable employee compensation and are made on a pre-tax basis; federal and state taxes are deferred until benefits are paid. Any investment return on an employee’s account is also tax-deferred. The investment of contributions are managed by CalPERS; therefore, employees do not bear any investment risk. Employee benefits grow with years of service and final average salary.

For the most current and detailed information, employees can visit the CalPERS website or call CalPERS at (888) 225-7377. Members may log into MyCalPERS to manager their account online.


CalPERS Contribution Rates: Fiscal Year 2017/2018




CSU Employee



Contribution Rate

Member Contribution

Rate (PEPRA)



(Tier 1)

All non-Public Safety

CSU Employees




CalPERS Retirement Formula New Tenure Track Faculty/New CalPERS Members Appointed On Or After July 1, 2017



(Tier 1)

Highest Benefit






Salary used to



2% @ 62

2.5% @ 67+

10 years


Average highest

36 months

(subject to cap)


If you have questions regarding the benefits enrollment process, please contact the Benefits and Retirement Services Analysts for your alpha group listed below: